Track net worth, spot budget patterns, plan your retirement — powered by AI, with zero data leaving your computer. Your Monarch data, your machine, your rules.
Built for users of
Stashtrend is an independent open-source project. Not affiliated with or endorsed by Monarch Money.
Your financial data, all on your machine. No extra subscriptions, no cloud sync, no privacy trade-offs.
One bad month looks like noise. Three bad months in a row is a habit. The budget heatmap rolls your last several months into a single grid — so the categories where your budget and spending are consistently at odds jump out immediately, no analysis required.
Create custom account groups — Liquid Cash, Retirement, Real Estate, whatever makes sense for your life. Track each group's balance history independently so you can see exactly how each bucket is growing.
Connect your AI provider of choice and unlock two powerful tools: automated spending analysis on your real transaction data, and a personalized budget built from your income, location, and household size — customizable before pushing changes back to Monarch Money. API keys never leave your machine.
Set a retirement target, define milestones along the way, and watch the math work. Stashtrend projects your nest egg using your actual investable capital and historical growth rate — no guesswork, no generic calculators.
No cloud accounts. No data sharing. Just Docker, your Monarch credentials, and a terminal.
Free. Open source. Runs on your machine.